MATRIX360® Retirement Distribution and Estate Planning Services

Certain senior level The Connemara Group advisors have specific experience, training, and advanced credentials in retirement distribution planning and estate planning. MATRIX360® retirement distribution and estate planning services are a subset of the firm’s MATRIX360® financial planning services and investment advisory services offerings.

Clients approaching the end of the wealth accumulation mode and either nearing or in the wealth distribution mode may have very different risk tolerances, risk preferences, and risk capacities. Dollar-cost averaging into portfolios during the wealth accumulation mode may have different consequences than dollar-cost averaging out of portfolios during the wealth distribution mode.

In retirement distribution planning, many factors take on increasing importance, including household immediate liquidity and spending needs, portfolio sustainability, tax management, portfolio optimization, asset allocation, asset location, volatility, duration risk, inflation, healthcare costs, longevity, lifetime as well as post-mortem intra-family giving and charitable giving, and estate planning.

MATRIX360® retirement distribution and estate planning services are designed to assist households in managing for these various risks and factors so that clients might enjoy productive and prosperous lives during the retirement phase of the investment lifecycle. Time and attention are both given so that clients might develop realistic assessments of spending capabilities during the “go-go”, “slow-go”, and “no-go” phases of retirement.

MATRIX360® retirement distribution and estate planning services clients are advised and assisted when requested with various aspects of estate planning. Beneficiary designations, wills, and trusts may be reviewed. In larger cases, The Connemara Group advisors may accompany clients upon request to meetings with other household professional advisors, including, but not limited to, meetings with estate planning attorneys, trust officers, tax accountants, insurance professionals, and others in order to provide well-planned and well-coordinated estate planning.