MATRIX360™ INVESTMENT ADVISORY SERVICES
The Connemara Group provides MATRIX360™ investment advisory services for its clients according to a fee schedule published in the firm’s Form ADV Part 2A.
For general summary information about the firm’s MATRIX360™ investment advisory services, please also see the Fees section of this website.
In general, The Connemara Group has a relationship minimum of $2,000,0000 of assets-under-management (AUM) for its MATRIX360™ investment advisory services.
MATRIX360™ investment advisory services have been developed by The Connemara Group to complement and supplement (but never to replace) professional practice standards established by the CFP Board regarding aspects of the financial planning process relating to investment analysis, implementation, and monitoring.
MATRIX360™ investment advisory services are provided to clients seeking ongoing professional assistance with personal financial planning services and investment advisory services following completion of an initial comprehensive MATRIX360™ financial planning services analysis.
Investing Within a Matrix
Investing, like financial planning, must be done within a complex matrix—a “set of conditions that provide a system in which something else develops.” (Cambridge Dictionary)
Again, as with financial planning, to ignore these conditions is to ignore reality. While perceptions of reality may differ among reasonable minds, clients and their advisors must have a thorough understanding of numerous underlying conditions—facts and well as signals—that may lead to important consequences.
A 360-Degree Mindset
At the same time, a “swivel head” 360-degree mindset is required. Clients and their advisors must constantly be on the lookout in all directions for changes in these underlying conditions and signals—both in the world and in their own individual relationships with the world. When examining underlying conditions and signals, not only levels of change but rates of change should be considered. How these conditions and signals are interpreted, and how these conditions and signals affect human behavior, may impact how clients work collaboratively with The Connemara Group investment advisors to receive MATRIX360™ investment advisory services specific to individual household needs and circumstances.
As with financial planning, individual investment considerations may include individual risk tolerance, risk perception, and risk capacity. Personal liquidity and cash flow needs must be examined. Tax considerations and investment time horizons must also be considered in the context of a complex matrix of other external factors. Clients may have specific preferences for the types of securities used in specific portfolios. Clients receiving MATRIX360™ investment advisory services are informed and guided regarding the potential advantages and disadvantages of using various types of investment securities, products, and services.
MATRIX360™ investment advisory services received detailed comprehensive and integrated investment reviews on an annual basis. These quantitative reviews typically last approximately two (2) hours and are now conducted exclusively virtually. During these annual reviews, clients work collaboratively with The Connemara Group investment advisors to understand the current investment matrix while selecting appropriate asset allocations and risk allocations on a tactical one-year as well as strategic longer-term basis. Intra-year, clients can call The Connemara Group investment advisors with specific investment questions. Clients can also call The Connemara Group for assistance with portfolio administration, including account additions, account distributions, tax management issues, and other recurring portfolio management activities.