MATRIX360® FINANCIAL PLANNING SERVICES

The Connemara Group provides MATRIX360® financial planning services on a fixed fee basis agreed to in advance by the firm and its clients. In general, these initial fixed fee planning engagements cost between $8,995-$12,995 depending upon estimated time required to complete a professionally competent analysis.

Prospective clients provide important preliminary information. The firm then reviews this information and presents a firm quote for its MATRIX360® financial planning services. Fees are paid at the conclusion of MATRIX360® financial planning services reviews by check or credit card.

Fixed fees for initial MATRIX360® financial planning services are generally waived for clients who immediately at the conclusion of these initial engagements elect to become ongoing clients of the firm, and the assets-under-management (AUM) fee schedule as noted below.

For more information regarding the firm’s assets-under-management (AUM) fee schedule, please see the firm’s Form ADV Part 2A or, for more general information, please the fees section of this website.

MATRIX360® financial planning services have been developed by the firm to complement and supplement (but never to replace) professional practice standards established by the CFP Board regarding the financial planning process.

Financial planning must be done within a complex matrix—a “set of conditions that provide a system in which something else develops.” (Cambridge Dictionary)

To ignore these conditions is to ignore reality. While perceptions of reality may differ among reasonable minds, clients and their advisors must have a thorough understanding of numerous underlying conditions—facts and well as signals—that may lead to important consequences.

A 360-degree mindset

At the same time, a “swivel head” 360-degree mindset is required. Clients and their advisors must constantly be on the lookout in all directions for changes in these underlying conditions and signals—both in the world and in their own individual relationships with the world and others. When examining underlying conditions and signals, not only levels but rates of change in levels should be considered. How these conditions and signals are interpreted, and how these conditions and signals affect human behavior, may impact clients and The Connemara Group advisors conduct MATRIX360® financial planning services specific to individual household needs and circumstances.

Individual planning considerations may include individual risk tolerance, risk perception, and risk capacity. Personal liquidity and cash flow needs must be examined. Tax considerations and investment time horizons must also be considered in the context of a complex matrix of other external factors.