Cash flow planning is much more than knowing how much you can spend
The most common question we hear is: “How much will I need to retire—and live like I live now? Connemara can tell you how much you will be able to spend—but how will you spend it? Will that be enough? Or will that be more than enough? Would you choose to retire earlier and live on less? These are critically important questions.
Even households of significant net worth often need to have an understanding of how they are spending money. Seeing where money is going is an important compenent in developing more purposeful and meaningful spending and saving patterns. These skills if learned early can make a tremendous difference in life. Retirees face many transitions, many have worked hard and saved diligently. Knowing now not only how much you can spend—but how you want to spend it—is enlightening.
Purposeful Spending Analysis & Assistance with Melissa Tosetti
Connemara partners with Melissa Tosetti, financial lifestyle expert and author of the international bestseller, Living the Savvy Life, to help clients with essential cash flow planning. Working with Melissa, we help clients put it all together to live life to the fullest—deliberately and purposefully.
Understanding the fear and emotions surrounding money, Melissa’s style is positive and genuine. Her goal is to encourage people for the future rather than making them feel guilty about their past financial decisions and actions. Melissa works with individuals and families showing them how to plug their financial leaks and streamline their spending.
Connemara’s Cash Flow Planning Program
Understanding that everyone’s circumstances and passions are different and there is no one size fits all answer to day-to-day money management, Melissa helps you create plan that will work for your schedule and lifestyle.
Introductory Meeting
Meet with Melissa by phone so she can learn about your goals, assess your situation and get a feel for your day-to-day money habits. At the conclusion of the Introductory Meeting, you will receive a Financial Worksheet to fill out.
Review Meeting
You and Melissa will review your Financial Worksheet and identify financial leaks as well as ways to streamline your spending. During this meeting you will create a Spending Plan for where you want your money to go over the next 6 – 12 months.
Plan Implementation Meeting
In your third meeting, with Melissa, you will talk out ideas for how to put the Spending Plan into action. This is one of the most crucial steps of the process.
Check In Meetings
A follow up call is scheduled for 30 days later to see how the plan is working and to make adjustments if needed. Additional follow up meetings can be scheduled to check in and make further alterations if necessary.
Get started
Our cash flow planning program is an optional service, but highly recommended in many cases. To learn more about Melissa Tosetti visit her site. To get started, call us at 301-321-3600 to schedule a brief phone call to answer any questions and to schedule a Get Acquainted Meeting or use our simple contact form.
Keep exploring
- Schedule a complimentary Get Acquainted Meeting.
- Download our fee comparison chart to see how our fee-only, no assets under management service model compares with more traditional wealth management firms.
- Meet the team.
- Learn more about how we are different than other wealth management firms.
- Ask your own question on the phone or via email.